These Terms & Conditions ("Terms") govern your use of the Expenzo mobile applications and website. By accessing or using Expenzo, you agree to be bound by these Terms.

Use of Service
  • ✔️ You must be at least 14 years old or have parental consent to use Expenzo.
  • ✔️ You agree to provide accurate information and are responsible for maintaining the confidentiality of your account.
  • ✔️ You may not use Expenzo for unlawful purposes or in a manner that could damage, disable, or impair the service.
User Content

You retain ownership of any data or content you submit to Expenzo. By using the service, you grant Expenzo a limited license to process and store your data solely for providing the services offered.

Subscriptions & Payments

Some features of Expenzo may require a paid subscription. All payments are processed securely through third-party payment providers. Subscription terms, renewals, and cancellations are governed by the policies provided at the time of purchase.

Intellectual Property

All content, trademarks, and intellectual property associated with Expenzo remain the property of Softnoesis Pvt Ltd. You may not copy, modify, or distribute any part of the service without prior written consent.

Disclaimer of Warranties

Expenzo is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the reliability, availability, or suitability of the service for your specific needs.

Limitation of Liability

To the maximum extent permitted by law, Expenzo and its affiliates shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the service.

Termination

We may suspend or terminate your access to Expenzo if you violate these Terms or engage in harmful activities. You may also stop using the service at any time.

Changes to Terms

We may update these Terms periodically. Continued use of Expenzo after changes are posted constitutes your acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Contact Us

If you have any questions about this privacy policy or our practices, please contact us at hello@expenzo.app.

Last Updated: September 2025